E&O Insurance for Service Professionals
Professional liability coverage for consultants, freelancers, and service providers. Embed E&O insurance into your marketplace or platform in minutes.
Why Professional Liability?
82% of enterprise clients require E&O insurance from service providers
Client Protection
Cover legal costs and damages from professional mistakes, missed deadlines, or inadequate work.
Marketplace Differentiator
Attract higher-quality professionals by offering insurance as a platform benefit.
Enterprise Ready
Meet procurement requirements for enterprise clients who demand insured service providers.
What's Covered
Comprehensive protection for professional service providers
Professional Errors
Mistakes, omissions, or negligence in professional services provided
Missed Deadlines
Financial losses resulting from failure to meet contractual deadlines
Legal Defense
Legal fees and court costs, even if claims are groundless
Financial Losses
Damages and settlements from client financial losses due to your work
Breach of Contract
Claims arising from failure to fulfill contractual obligations
Licensing Violations
Defense costs for professional licensing board complaints
Coverage from $100K to $5M • Prior acts included • Extended reporting available
Who Needs E&O Insurance?
Consultants & Advisors
Business, strategy, financial, HR, and IT consultants
Creative Agencies
Design, marketing, advertising, and branding agencies
Software Developers
Custom software development and IT service providers
Legal & Accounting
Attorneys, CPAs, bookkeepers, and tax preparers
Real Estate Pros
Agents, brokers, appraisers, and property managers
Healthcare Providers
Therapists, nutritionists, coaches, and wellness professionals
Simple API Integration
Add E&O insurance to your platform
const quote = await coverkit.professionalLiability.quote({
profession: "software_consultant",
annualRevenue: 150000,
yearsExperience: 5,
coverage: 1000000, // $1M coverage
deductible: 5000
});
// quote.premium -> $1,850/year
const policy = await coverkit.professionalLiability.bind({
quoteId: quote.id,
providerId: "provider_12345",
effectiveDate: "2025-01-01"
});Protect Your Professionals Today
Join 600+ marketplaces offering E&O insurance to service providers